Apple Pay Cash and person to person payments limits

Apple Pay Cash

The app requires iOS 11.2, and works with iPhone 6 or later, iPhone SE, the 5th generation of iPads, iPad pro, iPad Air 2, iPad mini 3 or later and the Apple Watch.

To set up Apple Pay Cash, open the Wallet app and select the Apple Pay Cash card at the top.

Users have to make sure that Apple watch has at least 50 percent battery in order to install the update. And with any of them, you can make and receive payments from a web browser-not so with Apple Pay Cash. The same minimum and maximum limits per transaction apply for bank transfers, but the 7-day limit is higher at $20,000 per week. Now to the fun part. However, you can send payments using the service via an iPhone, iPad, or an Apple Watch. The feature allows users in the U.S. with an up-to-date iPhone to send money to other iPhone users through the Messages app.

"If they can accept Apple Pay Cash payments, you'll see a dollar amount that you can change using the "+" and "-" buttons or pull up the keypad to enter in a custom amount. The biggest advantage of Venmo, PayPal, and Facebook Payments, however, is that they're platform-independent-with any of them, you can send money to anyone, regardless of the operating system they use. You then confirm the payment with your face, fingerprint, or passcode.

You can also use Siri to pay someone, but that's something also offered by Venmo. If you use a bank debit card, however, you can avoid that fee.

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Per transaction, you can add up to $3,000. Google Wallet, also available for iOS, adds the ability to split payments among multiple recipients.

Broadening payment functionality has clearly been on Apple's road map for a long time. If not, a slider switch in the Wallet & Apple Pay section of Settings lets you enable Apple Pay Cash. As long as you already have Apple Pay set up with a debit or credit card, this should be pretty easy to use.

Money received in a transaction is added automatically to an Apple Pay Cash card that resides in Wallet.

First, tap the App Store icon next to the box where you type messages.

On Monday, the company launched Apple Pay Cash. Keep in mind that the minimum is $10.

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If you receive money through Apple Pay Cash, you can spend that balance anywhere Apple Pay is accepted.

Open up the Settings app, scroll down, and tap on "Wallet & Apple Pay".

Give it a few moments to add your bank account. It takes you through the basics step-by-step, so you'll know exactly what to do in just over a minute.

From this screen you can choose the account from which you want to pay - either a credit card account, a debit card account, or your Apple Pay Cash balance. We could use it on Monday, but it's not available to everyone yet.

Once activated, an Apple Pay Cash card will appear in Wallet and you'll be able to access Apple Pay Cash in the Wallet app.

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